Fiat rails for crypto payments

Sending crypto directly to a bank account incurs a charge of 1% of transaction value, paid by the sender. Using Pay.so to accept crypto payments is free. Check out our full pricing page.

Pay.so has a simple but powerful API for creating crypto-checkouts, as well as a Zapier integration for no-code users. Customers interested in leveraging crypto-to-fiat payments into their products should check out Pay.so, our regulated partner who can provide this service.

Pay.so provides an easy-to-use interface over technology that is typically reliable but hard to use.

Our crypto-checkouts streamline the experience to sending and receiving blockchain transactions. Our crypto-to-fiat features fuse crypto off-ramping with fiat payment rails, thanks to the use of Pay.so.
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Pay.so also adds helpful features like notifications, code and no-code APIs, and an intuitive dashboard to make crypto-payments feel like familiar fintech.

Pay.so is built to feel familiar and straightforward to use, with minimal reference to the complexity usually associated with crypto. No previous crypto knowledge is required to use the platform and all features can be enjoyed from the point-and-click interface.

Pay.so has dedicated human support for every user available through live chat or email. Developers can book calls with technical members of the Pay.so team to get hands on help with their integration in one click from inside the 'Developers' section of the app.

Pay.so can accept USDC, USDT and DAI on the Polygon or Ethereum chains, and make fiat payments to bank accounts in nearly every country worldwide in USD, EUR, GBP, AUD, CHF, SGD, NZD, THB, HKD, IDR, CAD, INR, AED, KRW, JPY, MYR, and PHP.

Crypto transactions are usually anonymous, making fraud a commonplace issue.

Pay.so gathers the personal information typically associated with traditional payments to mitigate the use of the platform for malicious purposes. Our regulated partners perform KYC and AML checks where necessary throughout the payment lifecycle.

Pay.so is a powerful platform that can be used for a variety of use-cases.

Our crypto-to-fiat payment features allow Web3 companies and DAOs to spend their crypto treasury, and facilitate payments out of LatAm and Africa to the rest of the world.

Our crypto-acceptance features are used by NFT marketplaces, SaaS businesses, startups raising funding, and events companies selling conference tickets.

If you like Stripe, you'll love Pay.so.

Our API is built with the same principles in mind, making moving money easy. Because crypto is inherently programmable, the integration is much easier than you think. Plus, you can book time with our tech team to get free hands on help with your integration.

Payment flows have to be robust and always available.

Pay.so has a best in class 99.99% uptime record. Because the blockchain provides the core of our infrastructure, we are running on the world's most battle tested payment rails.