Request Finance acquires Pay.so, a premier crypto and fiat payment solution provider
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$800M+ in transaction volume
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How to get started?
Bridge the Web2-Web3 gap and revolutionize payment management with the Crypto-to-Fiat payouts, all in just three simple steps.
1. Create an account
Begin by creating an account on our platform. Provide the required information to set up your profile.
2. Verify your business
To verify your business, we need basic information about your business, and your business shareholder registry and certificate of incorporation.
3. Start payments
After successful KYB verification, pay fiat invoices using cryptocurrency. Fiat currency will be deposited into the recipient's bank account within a few business days.
Discover the Benefits of Crypto-to-Fiat Payments
Enhance your financial experience with Crypto-to-Fiat payments.
Simplify asset conversions, access multi-currency support, and enjoy swift fund settlement.
Create & send
Streamlined Transactions: Simplify Your Asset Conversions
Bid farewell to the complexities of converting assets. The Crypto-to-Fiat payment flow simplifies the process, allowing you to effortlessly transact without the usual complications of asset conversion.
Manage
Multi-Currency Support: Manage over 15 Fiat Currencies with Ease
Enjoy the flexibility to make payments in over 15 fiat currencies with the same level of simplicity and convenience you've come to expect from our platform. You can off-ramp to USD, EUR, GBP, AUD, CHF, SGD, NZD, THB, HKD, IDR, CAD, INR, AED, KRW, JPY, MYR and PHP.
Speed
Rapid Fund Settlement: Swift Access to Your Earnings
With this Crypto-to-Fiat solution, your funds reach your beneficiaries’ bank account swiftly, typically within 1-3 business days. This ensures quick access to your money, enhancing your financial efficiency.
Pay
Save Time & Money: Pay Hundreds of Fiat Recipients At Once
Save time & network fees by batching payments together. Convert your Crypto-to-Fiat and make payments to hundreds of recipients worldwide – all in a single click.
Efficiency
No KYB for Beneficiaries: Hassle-Free Transaction
We've streamlined the process for beneficiaries by eliminating the need for KYB (Know Your Business) verification. This means your contractors and employees can enjoy a hassle-free experience when receiving payments, reducing administrative burdens and making transactions smoother.
What our clients say
Learn how other clients in the Web3 space are levelling up their expenses management with Request Finance
“The team at Fantom Foundation used to spend many hours a month just on managing and accounting for crypto payments. With Request, we now spend only far fewer hours processing almost US$100k in payments monthly, and we anticipate that this number will go up.”
Michael Kong - CEO
Fantom
“Request Finance makes it easy for our accountants to manage our crypto payments, and simplifies payroll in crypto for our global team with thoughtful features like the ability to pay multiple crypto invoices at once, or schedule invoices.”
Rudy Kadoch - CEO
Nested Finance
“With Request all-in-one finance solution, we can seamlessly pay and get paid in crypto, pay salaries and bonuses in crypto, and even reimburse expenses in crypto. It's a game-changer for any Web3 business looking to streamline their financial operations and take advantage of the benefits of cryptocurrency.”
Magdalena Fichtl - Head of Finance & Operations
Gelato
“Request Invoicing and Expenses features have streamlined our processes, providing time-efficient management of payables both in crypto and FIAT. With their intuitive interface and robust functionalities, we've seen a remarkable improvement in tracking, managing, and optimizing our financial workflows.”
Vitalij Aleksandrov - Head of Finance
Merit Circle
“Request revolutionized our financial operations by simplifying cross-currency transactions, ensuring transparent and auditable records through a paper trail creation.
This led to significant time savings in reconciliations, streamlined processes, and improved transparency, contributing to enhanced operational efficiency.”
Juan Pablo Andersson - Finance Operations
The Sandbox
“We love using Request because it just makes the whole invoicing process more efficient for all the parties involved while ensuring the accounting compliance set by our auditors.”
Daniel Lustig - COO
Ocean Protocol
"Request provides a simple yet thought-through interface which helps the payments team to keep track of invoices and perform payments right out of the software. We're planning to move even more payments from the manual track to Request and we also ramp up Crypto-to-FIAT payments to some extent."
Philipp Styger - Web3 Finance
NEAR
“Request gave me structure. It gave me a workflow to manage supplier payments connected to the contacts of those suppliers along with their wallet addresses. It gave me confidence knowing that I would be sending funds to a supplier's wallet address they have entered directly into their invoice.”
Ryan Kris - Founder/COO
Verida
“Using Request for crypto invoicing and integrated crypto payments feature has made my job so much easier! It also keeps all my invoices in one place instead of cluttering up my inbox. 100% recommended!"
Emma Heard - Finance Manager
Gnosis
“We love using Request because it just makes the whole invoicing process more efficient for all the parties involved while ensuring the accounting compliance set by our auditors.”
Daniel Lustig - COO
Ocean Protocol
Find your perfect plan
Discover a subscription tailored to your unique business requirements.
If you're looking for something more tailored, reach out to us.
FAQs
What is Crypto-to-Fiat transfer?
Crypto-to-Fiat transfer is a service that enables you as a payer to pay recipients in cryptocurrency while they receive fiat currency directly in their bank accounts. For example, you can use USDC, USDT, or DAI to pay recipients in 170+ countries in USD, EUR, SGD, AUD, CHF and HKD, or other fiat currencies.
How does Crypto-to-Fiat transfer work?
To use Crypto-to-Fiat transfer, create an account on our platform and complete a KYB (Know Your Business) verification with our partner. Once your KYB is verified and approved, you can pay an invoice just like you would with cryptocurrency: in a single payment or via mass payouts. The fiat currency will be deposited into the recipient's bank account within a few business days.
In which jurisdictions does the paying company need to be?
Which cryptocurrencies can I use for payouts?
You can find the supported cryptocurrencies here.
On which networks may I pay out?
Transactions on Polygon, Ethereum and Arbitrum networks are supported. We add networks on demand.
What fiat currencies can I transfer?
We support over 15 fiat currencies. You can find them here.
What is the onboarding process, and how long does it take?
The onboarding process involves KYB verification for the organization. You'll need to provide basic company information and company documents, including a Certificate of Incorporation and Shareholder Registry. The typical time for verification is 3-5 business days.
What are the fees for Crypto-to-Fiat transfer?
It's important to us to offer the best rate in the market. We power SWIFT, SEPA and ACH payments to 170+ countries. Those banking systems can be costly. Despite that, we managed to offer fees are as low as 1%, guaranteed, until the end of December 2024. They cover conversions to fiat (offramp), and payouts to the end recipients. We also offer customized rates for very large volumes. You can find more info here.
How do I pay fiat invoices via Request Finance?
To pay fiat invoices, initiate payments just as you would with crypto invoices, in one click. Your contractor will receive the funds in their bank account within 1-3 business days.
Can I pay salaries and expenses using Crypto-to-Fiat?
Yes. You can pay bills, salaries, expenses, and offramp to your own bank account.
How long does it take to transfer cryptocurrency to fiat?
Our partners convert cryptocurrency to fiat within seconds. However, it typically takes 1-3 business days for the recipient to receive the funds in their bank account. Occasionally, this period may extend to 5-7 business days depending on the currency. If the delay exceeds seven (7) days, please contact our support team at [email protected] for assistance.
Can I cancel a Crypto-to-Fiat transfer?
Once you have paid an invoice with cryptocurrency, you cannot cancel a Crypto-to-Fiat transfer. The good news is that our double payment protection system warns you to avoid duplicate payments in crypto. Banks, and other wallets don't prevent double payments. We do. And this makes Request Finance's payments the safest payment system.
Are you ready to improve the way
your company makes payments?