For years, finance teams in innovative companies such as Web3 companies have faced a persistent challenge. They earn and pay in stablecoins, yet when it comes to everyday expenses, from SaaS subscriptions and ads to team travel, they’re forced back into the fiat system.
At Request Finance, we’ve seen this frustration across hundreds of our users. Many already manage their invoicing, payroll, and payments in stablecoins. But to spend those same funds, they rely on traditional business cards and banks that don’t integrate with their on-chain operations.
That’s about to change. Later this year, we’ll launch Request Finance Business Mastercards, designed for stablecoin-native businesses that want simple, compliant, and transparent ways to spend directly in stablecoins.
The Pain of Traditional Business Cards
In a recent survey of Request Finance users, most said they depend on fiat-only providers such as Airwallex, Mercury, or their local banks. Nearly 60% want to fund business cards directly in stablecoins like USDC. When asked what matters most, they ranked ease of funding and spend control at the top.
Their feedback revealed recurring pain points:
“Only fiat support.”
“Reconciliation and spend control are painful.”
“I have to off-ramp to fiat before I can spend.”
“Stablecoin deposits are expensive.”
Finance teams want better visibility, automation, and control. Without leaving the stablecoin ecosystem.
Introducing Request Finance Business Mastercards
Coming soon, Request Finance Business Mastercards will bring modern spend management to stablecoin-based businesses.
They’re built for teams that want to issue and manage company cards in stablecoins, without converting to fiat or using external platforms.
Fund Cards in Stablecoins
Top up a dedicated card wallet directly in USDC with no extra fees, with more stablecoins to follow. Whether your company operates on Ethereum, Solana, Arbitrum, or Polygon, you’ll be able to fund cards on-chain and issue them to team members directly from the Request Finance web app More funding options will be available at a later stage.
Virtual Cards, Instantly Issued
Finance teams will be able to issue virtual Mastercards in seconds, set spending limits, and manage all cards from one dashboard. Cards can be frozen, unfrozen, or closed instantly, and multiple cards can be linked to a single card wallet for greater flexibility.
Real-Time Spend Visibility
Each transaction is displayed in real time, including merchant details, FX data, and more. Finance teams can attach receipts, categorize expenses, and export CSVs for bookkeeping. No more manual reconciliation or missing documentation.
Security and Controls
Viewing or managing card details will require an additional authentication. Finance managers can set spend limits and receive instant notifications when balances run low or transactions fail.
There’s a better way.
Fast, Compliant, Scalable.
Your Finance Ops HQ, ready when you are.
Built for Stablecoin Finance Teams
Request Finance Business Mastercards are part of our broader mission to simplify financial operations for stablecoin-powered businesses. They’ll extend our existing suite of finance operations, from invoicing, accounts payable, payroll to expense management, giving your team a single unified platform for all things finance.
The Road Ahead
The first release will focus on virtual cards, with physical cards, Apple Pay, Google Pay, and advanced spending controls to follow.
Request Finance Business Mastercards aren’t just another product. They represent a shift toward integrated, on-chain financial management, where businesses can hold, pay, and soon, spend their stablecoins all in one place.
Coming Soon
The future of business spending is borderless, automated, and powered by stablecoins.
Business Mastercards will launch later this year.
Stay tuned for any updates!
