Product Updates

Crypto to Fiat: Pay Anything, Anywhere with Crypto

Use your crypto to pay fiat bills, salaries, or off-ramp to bank accounts—all from one place.

April 2, 2025

At Request Finance, we believe crypto should be usable in the real world. That’s why we built Crypto to Fiat—a powerful feature that lets you use crypto to pay fiat-denominated bills, salaries, or even off-ramp directly to your own bank account. No manual conversions, no off-platform workarounds, and no hidden fees. 

Still Converting Crypto Just to Pay a Bill?

You receive a supplier invoice in euros, a tax bill in dollars, or a utility bill in GBP. But your treasury’s in stablecoins. The old workflow looks like this:

  1. Manually swap crypto on an exchange
  2. Move fiat to a corporate account
  3. Input bank details
  4. Send the fiat payment
  5. Attach invoice PDFs
  6. Reconcile all of it later with spreadsheets and prayers

Not to forget: When you swap and send the fiat payment, it comes with fees.

It doesn’t have to be this way. You pay in stablecoins with transparent fees. The rest happens automatically: 

  • Fiat is sent to the vendor’s bank account
  • You get a receipt
  • Your Finance team gets a clean transaction history

Learn here how Beam (formerly Merit Circle DAO) does it, or follow this detailed step-by-step guide.

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You Have Crypto. They Want Fiat.

Only 3% of employees in the blockchain industry are paid their regular salaries in crypto, a clear mismatch to the treasury requirements of a Web3-native business. To bridge the gap to the other 97%, you can easily send salaries and bonuses using Crypto to Fiat.

  1. Enter your employee’s bank account details
  2. Select to pay in crypto
  3. Your employee receives fiat

Follow this guide to set it up.

Off-Ramp Without Detours

Tired of OTC desks, costly exchanges, or endless delays? You can off-ramp directly from Request Finance to your company’s bank account. Choose how much fiat you want, send crypto from your wallet, and you’re done. It really only takes a couple of clicks. 

Here’s how.

Built for Finance Teams

We built Crypto-to-Fiat to help Finance Teams bridge the divide between what’s in the treasury and what payees want. With Crypto to Fiat, you get: 

  • Support for 15+ fiat currencies 
  • Payouts to 190+ countries
  • Settlement in 5 networks
  • Transparent fees
  • Batch payouts
  • Receipts 

Get started with Crypto to Fiat here. Don’t have a Request Finance account? Book a demo to learn more.

Max

Head of Product
Linkedin RequestLinkedin Request

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