An early look at Request’s Stablecoin Cards

‍Spending controls and security

The first version of Business Mastercards focuses on controls that finance teams actually use day to day.

Each stablecoin card has a monthly spending limit in USD. You can increase or reduce it at any time from the card details view. If a card is compromised or misused, you can freeze it immediately. While frozen, it will simply stop working for new transactions.

Cards are issued with a regulated partner on the Mastercard network. Online payments may trigger 3D Secure challenges, just like regular cards.

On the security side:

• Access to the Cards section is restricted to Admins and Finance Managers
  
• Card details are handled securely by our issuing partner and are not stored in clear text by Request
  
• We strongly recommend that two-factor authentication be required for anyone accessing card details, managing payments, and handling cards.

We are building Business Mastercards to work naturally with the way you already run payments in Request Finance. You do not need to learn anything new or monitor an extra tool.

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What you will see in Request

Once you are onboarded, the experience lives in two main views: Cards and Transactions.

In the Cards view you see:

• A list of stablecoin cards with the cardholder, card name, type, and status.

Clicking a card opens a side panel where you can see card details, reveal or hide card information, adjust the name or limit, and freeze or unfreeze the card.

In the Transactions view you see day-to-day spend:

• Date and time
  
• Cardholder
  
• Merchant name and, when available, location
  
• Amount in USD, plus original currency if different
  
• Which card was used, with space for receipts

This means card spend no longer lives in a separate world. It sits next to bills, payroll, and Crypto-to-Fiat payments, where your finance team already spends most of its time.

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Who this early version of Business Mastercards is for

Business Mastercards are designed for finance teams that want to move operations over to stablecoins. If you:

• Already transact in USDC as part of your day-to-day activity (on networks like Ethereum, Solana, Polygon, or Arbitrum)
  
• Looking for a stablecoin-friendly alternative to your current card provider
• Want to keep tight finance controls and access rights over card spend
  
  

…then this early version is built with you in mind.

You keep the benefits of a modern business card program, while your treasury continues to live where it belongs: in stablecoins, in one place you can manage.

Sounds good? If you haven’t done this already, make sure to sign up for the waitlist.

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What comes next

This early version of Business Mastercards is the first step toward a larger goal: a single environment where finance teams can manage card spend end-to-end with ease and efficiency and in way that fits to their treasury requirements. Right now, the focus is on:

• Funding card spend from a USDC balance
  
• Virtual cards for online business spend
  
• Simple, effective controls for finance teams
  

Over the next releases, we’re planning to bring in:

• More advanced spending controls (for example, by merchant or merchant category)
  
• Physical cards
  
• Support for Apple Pay and Google Pay
  
• More networks and funding assets
  
• Mobile app support for cards on the go
  

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We’ll shape the details together with early users. If this sounds like the direction you want your finance stack to go, and you haven’t joined yet, make sure to sign up for the waitlist.

Want to be fully ready when cards launch? Since cards are a regulated service, make sure your business is verified. You can start the verification process here and secure access to cards and other services.